Consumer Protection Act, 1986, Section 2(1)(g) -- Rural Postal Insurance Policy - Insurance claim - Repudiation - Provisional Insurance premium receipt dated 4.11.2003 whereas the policy has been accepted on 9.12.2003 - Policy holder died on 2.12.2003 prior to the acceptance of proposal - Mere payment of premium will not confer any right on the policy holder to be..........
Insurance policy -- Double Accident Benefit Policy - Electrocution - Death caused - Insurance claim - Exclusion clause - Repudiation - On the ground that alcohol beyond permissible limit was found in the deceased blood - It has come in evidence that this by itself is not adequate proof that the deceased was intoxicated at the time of his death - As rightly observed by the..........
Insurance policy -- Insurance claim - Repudiation - Spices - Raw material - Packaging material - Plain reading of the conditions contained in the policy clearly indicates that packaging material as such is not covered by the policy - Packing material which is used to package the manufactured items cannot be categorized as raw material required for the manufacturing of the..........
Jewellers Block Insurance Policy -- Insurance claim - Repudiation - Non-settlement of claim - Surveyor's report - Appointment of successive Surveyors - Delayed FIR - In FIR there is no mention or reference to any miscreants coming on a motorcycle duly armed and snatching the bag containing jewellery at the gun point - It only refers to the missing of the bag from the car..........
Insurance policy -- Insurance claim - Repudiation - Spices - Raw material - Packaging material - Plain reading of the conditions contained in the policy clearly indicates that packaging material as such is not covered by the policy - Packing material which is used to package the manufactured items cannot be categorized as raw material required for the manufacturing of the..........
Jewellers Block Insurance Policy -- Insurance claim - Repudiation - Non - settlement of claim - Surveyor's report - Appointment of successive Surveyors - Delayed FIR - In FIR there is no mention or reference to any miscreants coming on a motorcycle duly armed and snatching the bag containing jewellery at the gun point - It only refers to the missing of the bag from the car..........
Insurance policy -- Insurance claim - Repudiation - Spices - Raw material - Packaging material - Plain reading of the conditions contained in the policy clearly indicates that packaging material as such is not covered by the policy - Packing material which is used to package the manufactured items cannot be categorized as raw material required for the manufacturing of the..........
Insurance claim -- Repudiation - Suppression of material fact - At the time of revival of policy in the proposal form life assured had not disclosed that he was suffering from lungs carcinoma with pulmonary T.B. - Appellant - OP was justified in repudiating the claim - District Forum passed the impugned order allowing the claim ignoring this aspect hence liable to be set..........
Insurance claim -- Discharge voucher - Full and final settlement - The petitioner has not been able to show that the discharge voucher in question was obtained by the Insurance Company by undue influence, threat, misrepresentation - Do not find any reason to interfere with the well-reasoned and detailed order passed by the State Commission - Revision petition liable to be..........
Consumer Protection Act, 1986, Section 2(1)(g), 14(1)(d), 21(b) -- Revisional jurisdiction - Concurrent findings - Insurance claim - Repudiation - Non disclosure about previous policies - Policies were issued within 2 years period before the death of the life assured - There are no allegations of preexisting ailment or any complaints about health of the life assured or any..........
