Consumer Protection Act, 1986, Section 12 -- Insurance claim - Accidental fire - Destruction of agriculture produce stored in cold store - Liability of insurance company - Non-disclosure of material particulars - Stock in trade was covered for a sum of Rs.30 Crores and premium was charged accordingly - In case insurance company has chosen not to verify the stock it cannot..........
Consumer Protection Act, 1986, Section 12 -- Insurance claim - Accidental fire - Destruction of agriculture produce stored in cold store - Liability of insurance company - Insurance company contended that some of agreements are not genuine - However, as long as parties to agreement i.e bank, cold store and farmers are not disputing correctness of agreement, there is no..........
Consumer Protection Act, 1986, Section 12 -- Insurance claim - Accidental fire - Destruction of agriculture produce stored in cold store - Liability of insurance company - Tripartite agreement entered into between Bank, cold store and farmers - Deficiency in service on part of Bank - Some of names of farmers not mentioned in policy and tripartite agreement was not handed..........
Consumer Protection Act, 1986, Section 12 -- Insurance claim - Accidental fire - Destruction of agriculture produce stored in cold store - Liability of insurance company - Fire in cold store due to short circuit - Liability of insurance company is proved - Since farmers are beneficiaries, they are entitled to get amount payable under policy - Value of goods as reflected in..........
Consumer Protection Act, 1986, Section 12 -- Insurance claim - Non-communication of terms and conditions of insurance policy to insured - Not open to insurer to rely upon exclusionary clause of policy...........
Consumer Protection Act, 1986, Section 23 -- Insurance claim - Accident policy for account holders of Bank - Deficiency in service on part of Bank in failing to forward application form to insurer and in deducting insurance premium on time - Had bank not deficient in performing of its services, deceased would have been entitled to an insurance cover in same terms as was..........
Consumer Protection Act, 1986, Section 2(1)(g) -- Deficiency in service - Flight of respondents missed because they have not reached at boarding gate in time - Respondents were treated as `Gate No Show' - Mere fact that respondents were not accommodated in next flight without payment of airfare, per se cannot be regarded as deficiency in service in relation to contract..........
Consumer Protection Act, 1986, Section 2(1)(g) -- Airlines - Deficiency in service - Compensation - Respondents contended that they were left behind by ground staff of appellant Airlines and concerned flight departed, without any information about its departure given to them - Even, respondents requested ground staff of appellant to accommodate in next available flight but..........
Consumer Protection Act, 1986, Section 12 -- Insurance claim - Loss of coal due to heavy rain - Damage caused by heavy rainfall would not fall beyond `flood and inundation' clause of Standard Fire and Special Peril insurance policies - Claim of respondent thus, fall within scope of policy...........
Consumer Protection Act, 1986, Section 12 -- Insurance claim - Loss of coal due to heavy rain - Appellant has not disputed that there were heavy rains on the particular days - Surveyor appointed by appellant had also observed in its report that heavy rainfall had occurred in the area, causing flood like conditions that resulted in some coal kept in insured premises being..........
