Insurance claim -- Loss of stock/machinery in fire - Matter decided on the basis of bank records - Some margin has to be kept for exaggeration in such cases - Stock ranged between 1,16,000 to Rs. 1,78,000 which included burnt and semi burnt paper also - Loss of about Rs. 1,20,000 accepted - Considering all claim including interest amount fixed Rs. 1,50,000 in all...........
Insurance Act, 1938, Section 64(3) -- Surveyor - Successive appointments - Practice of appointing surveyor after surveyor deprecated by the Commission - If complainant causing any obstructions or otherwise not co - operating even then Surveyors could not have been appointed without the approval of the Controller or the Authority under Sub section (3) of section 64UM of the..........
Consumer Protection Act, 1986, Section 2(1)(g), Insurance Act, 1938, Section 64UM -- Insurance claim - Surveyor - Second Surveyor - Appointment of second Surveyor - There was no justification in appointment of second Surveyor - State Commission held to have passed justified order by reducing the amount of the disputed duplicate bills and the bills which could not find any..........
Medi claim policy -- Insurance claim - Repudiation - Suppression of material fact - On the date of taking policy for his daughter on 11.4.1997 respondent was not aware that she was suffering from heart disease - Tests conducted after more than three months - It could not be said that respondent was guilty of suppression of material fact...........
Insurance claim -- Money Back Children Policy - Peculiar policy - Risk under the plan to commence after two years from the date of commencement of policy or the policy anniversary immediately following the completion of 7 years of age whichever is later - Death of the child even before the commencement of policy - Father of the deceased child only entitled to get full..........
Insurance policy -- Renewed policy - Insurance claim - Repudiation - Suppression of material fact - Petitioner took policy and was reimbursed expenses for treatment of the Pseudo - pancreatic Cyst - Renewed policy issued fully knowing that the appellant had already been treated for the disease - He is not supposed to disclose the fact which is already in the knowledge of..........
Consumer Protection Act, 1986, Section 15 -- Appeal - Condonation of delay - Inordinate delay of 192 days in filing appeal by the Insurance Company - Delay not at all satisfactorily explained - Not inclined to condone the delay...........
Consumer Protection Act, 1986, Section 2(1)(g) -- Agriculturist Accident Insurance Policy, 2005 - Insurance claim - Rejection of - On ground that claim papers submitted after 110 days instead of submitting within 60 days after the death Immediately after the accidental death necessary information was given to Village Revenue Officer - Therefore, the time should commence to..........
Insurance claim -- Repudiation - Insurance coverage taken by Bank on account of the appellant complainant was cancelled and premium refunded in May, 1992 - No policy in vogue at the relevant time of the incident of fire which took place in December, 1992 in which the appellant suffered damage to his Mill and stock - Insurance Company held justified in repudiating the claim..........
Insurance claim -- Marine FOB policy - The goods were carried by the rail an authorized carrier - The area of transportation covered by the policy - Shortage of goods occurred during the currency of the policy - At the time of loading survey was conducted by the approved surveyor - Also at the time of unloading survey was conducted by an approved surveyor and certificate..........
