Insurance claim -- Repudiation - Surveyors' report - Ground that bus was carrying more number of passengers than the permissible number at the time of accident - It had not been held anywhere that accident was caused on account of violation of this condition of policy - As per report of the Surveyor immediate cause of the accident was the high water level in that Nala..........
Consumer Protection Act, 1986, Section 24A -- Limitation - Cause of action - Insurance claim - Insurance cover under the Vivekanand Insurance Scheme of the Government of Madhya Pradesh - Dismissal of complaints on the ground that complaint not filed within limitation period of two years from the date of cause of action - Held that the cases where such payment is not made,..........
Insurance claim -- Theft of vehicle - Damages - Depreciation - Policy document itself has specified that deduction for depreciation @ 5% will have to be made in respect of motor cars between the age of 6 months and 1 year - Plea of the petitioner-complainant that since the vehicle was stolen within a period of 12 months, at the most, the depreciation could be up to 5%..........
Insurance claim -- Theft of vehicle - Damages - Depreciation - Policy document itself has specified that deduction for depreciation @ 5% will have to be made in respect of motor cars between the age of 6 months and 1 year - Plea of the petitioner - complainant that since the vehicle was stolen within a period of 12 months, at the most, the depreciation could be up to 5%..........
Marine-cum-Ersction Policy -- During the transit, certain goods in the consignment boxes, including parts of machinery damaged - Insurance claim - Repudiation - Delay caused in giving information to the appellant - Surveyors" report - The delay of a few days could not be due to mala fide intention of respondent-complainant - The cover note issued by the appellant does not..........
Marine -- cum - Erection' Policy - During the transit, certain goods in the consignment boxes, including parts of machinery damaged - Insurance claim - Repudiation - Delay caused in giving information to the appellant - Surveyors' report - The delay of a few days could not be due to mala fide intention of respondent - complainant - The cover note issued by the appellant..........
General Insurance Business (Nationalisation) Act, 1972, Section 17, 10 -- General Insurance(Employees) Pension Scheme, 1955, Cl.22, 23 - General Insurance(Termination, Superannuation and Retirement of Officers and Development Staff) Scheme, 1976, Cl.5 Employee of insurance company - Pensionary benefit - Entitlement thereto - Held, cl. 22 and 30 of the Pension Scheme, 1995..........
Insurance claim -- Repudiation - Driving licence - Fake driving licence - The claim was repudiated on the grounds that in violation of the terms and conditions of the insurance policy, the driver of the insured Truck which met with accident did not have a genuine licence - Petitioner - Insurance Company on whom the onus to prove that the licence was fake has produced a..........
Motor Vehicles Act, 1988, Section 166, 149, 146 -- Insured Vehicle given by owner to Transport Corporation on contract basis to ply the same - Control of the vehicle with Corporation - Driver of vehicle caused fatal motor accident - Held, Insurance co. is liable to pay compensation to claimants of deceased - No liability can be fastened on driver or owner or corporation -..........
Insurance claim -- Repudiation - Compensation - Interest - Repudiation of claim on the ground that respondent had given wrong timings of the fire and had not taken steps in getting the fire extinguished - Held that there may be a little variation in the timings of fire but the fact remains that the fire had taken place in the premises of the respondents - The fire brigade..........
