Consumer Protection Act, 1986, Section 26 -- Vexatious complaint -Insurance claim - Policy against theft of household personal luggage taken by appellant for a sum of Rs. 5,000 - Claim for missing brief case while travelling by train for the sum of Rs. 7,178 which was settled for Rs. 1463 by the respondent OP - There is nothing in detail to indicate as to what articles..........
Insurance policy -- Death of the assured by fall in well while coming on bicycle at night - Accident benefit denied on the ground that assured at the time of fall in the well was under the influence of intoxicating liquor - Only post mortem report placed on record which recorded that smell of alcohol was coming out of stomach material - The Autopsy Surgeon did not give..........
Industrial Disputes Act, 1947, Section 18(1) , 25, Contract Act, 1872, Section 23 -- O, 25 - N - Settlement - Retrenchment - More than 100 workmen engaged by respondent No.3 - Chapter VB of the ID Act applicable - Respondent No. 3 has not sought prior permission of the State Government before entering into settlement with the workmen under Section 25 - N and 25 - O - The..........
Insurance claim -- Category Plan Policy `A' in respect of complainant's house constructed in the fields - Claim on account of the damage caused to the house by floods - Repudiation - District Forum dismissed the complaint without going into and evaluating the evidence to hold that detailed reasons given in the letter of repudiation are sufficient to rebut any charge of..........
Insurance claim -- Repudiation - Lorry insured for one year against third party risk on 17.3.1989 - On 3.7.1989 additional amount remitted by complainant for conversion of the policy so taken into one of comprehensive policy - Lorry met with accident on 9.7.1989 - Claim repudiated on the plea that accident took place prior to 30.6.1989 - No supporting document produced in..........
Contract Act, 1872, Section 23 -- 'Public Policy' - Gas agency - Allotted under the reserved category - Allottee entering into partnership with a person able to invest the entire funds to establish the agency - Such partnership cannot be called against the 'Public Policy' when the Corporation never objected to the same - Such an agreement rather promotes the objects of..........
Insurance claim -- Repudiation - Ground that risk due to flood and cyclone not covered - Premium paid by the complainant for policy covering flood and cyclone risk - Policy for the year 1989-90 issued after the loss has occurred and risk of cyclone and flood deleted but not shown how the remaining premium utilized - Plea of the OP that in the year 1987 complainant..........
Insurance claim -- Repudiation - Ground that the vehicle was being plied as a taxi against the terms and conditions of the policy at the time of alleged incident - Evidence produced by the complainant indicating that he had used the vehicle concerned only for his private use and not as taxi, was not taken into consideration by the District Forum at all - Matter remanded..........
Insurance policy -- Salary Saving Scheme - Authorisation given to employer to deduct premiums from salary - Premium deducted regularly till May, 1993 - From June 1993 no premium deducted when the respondent complainant himself was principal - Held that the complainant cannot claim any compensation and in view of his default in payment of instalments regularly there is no..........
Insurance claim -- L.P. Gas Trader's Combined Policy - In burglary in complainant's godown premises 364 Cylinders stolen - Insurance Company paid Rs.1,22,186/- after applying the average clause as against claim of Rs. 1,22,186/- - Insurance company held liable to pay the entire amount which the complainant suffered as loss - Complainant also entitled to claim of interest..........
