Insurance claim -- Repudiation - Suicide - Successive policies taken in short time - Out of ten policies 8 policies taken within a span of 6 months - Three policies taken in a single day - While taking policies the policy holder concealed the factum of some of the policies taken earlier - All the policies contained double accident benefit - Dead body of the insured found..........
Consumer Protection Act, 1986, Section 2(1)(g) -- India Motor Tariff, GR 10 - Insurance claim - Plea that vehicle had already been transferred to the transferee but the insurance policy was not transferred in the name of complainant, no insurable interest could have been created in the name of the complainant repelled in view of provision GR 10 - The respondent/complainant..........
Consumer Protection Act, 1986, Section 2(1)(g), Motor Vehicles Act, 1988, Section 157(2) -- Insurance claim - Repudiation - Insurable interest - Transfer of vehicle - Change in terms of Section 157(2) of MV Act not got effected in the insurance policy - Policy further got renewed in the name of previous owner - Held that there being no agreement of transfer of the..........
Regularization -- Work charge Beldar - Absence from duty - Petitioner was not in service either on the relevant date or on the date when the order of regularization was passed - Petitioner remained wilfully absent from service - After being relieved on transfer he did not join place of positing - Petitioner erroneously regularized though not fulfilling the condition..........
Insurance claim -- Standard Fire and Special Peril Police - Godown - Stock of all kinds of seeds - Premises of the complainant had been inspected by the agent of OPs prior to giving of insurance police - Objection of OPs that seepage had occurred due to hollow brick wall - OPs had given the insurance policy to the company fully knowing the type of construction of the..........
Insurance claim -- Repudiation - Surveyors report - Deficiency in service - The claim of the complainant subject to assessment by the surveyor was payable under the policy - Its repudiation by OPs amounts to deficiency in service...........
Insurance claim -- Janta Personal Accident (Group) Policy - Interest - Compensation - Violation of condition of policy as the claim not submitted within one calender month after the event but the claim submitted after 8 months of the death of the insured - Contention of respondent - complainant that being an illiterate lady she was not knowing the terms and conditions - As..........
Banking service -- Vehicle finance - The stoppage of payment of the installment of loan after the vehicle allegedly met with an accident was unilateral - There was no justification to stop the payment of installment simply because the cover note had not been supplied - It was his responsibility in terms of Clause 6(E) of the loan agreement to keep the vehicle insured..........
Banking service -- Loan agreement - Insurance policy - It was obligation of the appellant to have kept the property insured - Mere fact of the respondent - bank having taken the insurance policy after the incident would not make the bank liable to compensate the appellant for the loss suffered...........
Insurance claim -- Open marine policy - Repudiation - Limit of rupees one crore had already expired when the present consignment was despatched which was not declared by the respondent - Respondent violated terms and conditions of the policy - Held not entitled to the claim - Insurance company not liable to pay compensation...........
