Consumer Protection Act, 1986, Section 2(1)(g), 14 -- Insurance claim - Repudiation - Surveyor appointed by the respondent company recommended that a sum of Rs.2,16,140/- was payable - A sum of Rs.27,402/- paid - Second surveyor appointed - Appointment of second surveyor after five months of the occurrence could not be justified - Appellant entitled to the sum of..........
Consumer Protection Act, 1986, Section 2, 14 -- Insurance claim - Repudiation - Claim allowed by District Forum - Interest - Allowed only w.e.f. the date of institution of the complaint - The order of District Forum modified and interest allowed after allowing a period of three months from the date of the theft of vehicle took place...........
Consumer Protection Act, 1986, Section 2(1)(g), 14 -- Insurance claim - Repudiation - No evidence led by appellants to support the allegation that second insurance policy was taken out by the complainant concealing the fact with regard to the earlier policy - Nor they have been able to establish that the insurance had been taken later whereas the theft of the scooter had..........
Consumer Protection Act, 1986, Section 2(1)(g), 14 -- Insurance claim - Repudiation - On the ground that the deceased - assured has committed suicide within one year from the commencement of policy - District Forum dismissed the claim on the premise that complainant has not denied the version put forth by the Insurance Corporation - In para 3 of the rejoinder complainant..........
Consumer Protection Act, 1986, Section 2(1)(g), 14 -- Insurance claim - Repudiation - On the ground that the life assured was a chronic patient of diabetes and he suppressed material fact while proposing for insurance - Held that merely mentioning of `diabetes' without its seriousness/gravity, cannot be considered as a serious ailment which was necessary for the life..........
Consumer Protection Act, 1986, Section 2(1)(g), 17 -- Insurance claim - Repudiation - Damage to the stock of 12000 bags of cotton seed cakes insured for Rs.27 lacs - The fact regarding the damage to the aforesaid stock being quite extensive, fully corroborated by the survey report - Loss assessed by surveyor at Rs.7,03,189/- - Held that it is settled law that the report of..........
Consumer Protection Act, 1986, Section 2, 14 -- Insurance claim - Repudiation - Ground - Premium amount was received by the Insurance Company on clearance of the cheque subsequent to the date of the accident - No valid contract came into existence - District Forum allowed complaint with interest @ 18% - Held that normally the payment of the premium by cheque would be valid..........
Consumer Protection Act, 1986, Section 2(1)(g), 17 -- Insurance Act, S.64 UMG(3) - Insurance claim - Repudiation - Appointment of Second Surveyor - Held that the second surveyor can only be appointed if there is requirement of Section 64 UMG(3) and that too with the approval of the Controller of Insurance - In the present case, no such approval either applied for or..........
Consumer Protection Act, 1986, Section 2(1)(g), 14 -- Insurance Claim - Repudiation - Loss assessed by first surveyor - Complainant agreed to the amount - Held that after such settlement it was not open to the Insurance Company to appoint another surveyor - Non-settlement of the claim as per the report of the first surveyor clearly amounts to deficiency in rendering..........
Consumer Protection Act, 1986, Section 2, 14 -- Insurance policy & Money Back Policy with the accident benefit - Repudiation of claim - Ground that the disability suffered does not conform to the policy condition pertaining to disability benefit - Appellant prior to accident was earning his livelihood by working as a truck driver - As a result of the amputation of right..........
