Insurance claim -- Exclusion clause - Repudiation - Surveyors' report - Plea that fire being caused by electrical short circuiting excluded under the General Exclusion clause in the Insurance Policy repelled - Held that since the medical equipment and other items were destroyed by the fire and not by the electrical short circuiting, the claim was covered under the..........
NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION, NEW DELHI
Insurance policy -- Construction of insurance policy - Insurance claim - Surveyor's report - Contention on behalf of Respondent relying on the general insurance document that the insurance policy covered only plant, machinery and raw - material under the heading 'subject matter of insurance' repelled - The document cannot be read in isolation because in the detailed fire..........
NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION, NEW DELHI
Insurance claim -- Repudiation - Both the proposal as well as the policy clearly indicates address of the premises at 'G' - There is no separate mention about any other premises by way of godown covered in the policy - This being the clear and specific position emanating from the basic document, no fault could be found with the impugned order passed by the State Commission..........
