Consumer Protection Act, 1986, Section 23 -- Accident - Insurance claim - Damage to truck - Plea of transfer to third party by entering into a sale agreement - Registration of truck is in the name of appellant on the date of accident - Over three years after alleged transfer of vehicle in the name of `M', appellant paid premium of insurance policy - Insurance policy is..........
Consumer Protection Act, 1986, Section 23 -- Insurance claim - Accident policy for account holders of Bank - Deficiency in service on part of Bank in failing to forward application form to insurer and in deducting insurance premium on time - Had bank not deficient in performing of its services, deceased would have been entitled to an insurance cover in same terms as was..........
Legal Services Authorities Act, 1987, Section 22C -- Accidental death Repudiation of claim - Group Insurance Policy - Taken by respondent no.2 for its members/kissan credit card holders - Permanent Lok Adalat awarded Rs.5 lacs to respondent no.1 - IRDA issued a circular and cautioned all insurance companies to desist from rejecting genuine claims in case of delay in..........
Motor Vehicles Act, 1988, Section 166, 157 -- Accident - Injury case - Driver purchased vehicle after accident and became registered owner - Plea of insurance company that said fact not brought to notice of insurer - As far as third party is concerned, entitlement of securing Award and enforcing it against insurer can never be denied and liability would therefore be of..........
Consumer Protection Act, 1986, Section 12 -- Insurance claim - Insurance of borrower of loan against personal accident - Death due to malaria - Illness of encephalitis malaria through a mosquito bite cannot be considered as an accident - It was neither unexpected nor unforeseen - It was not a peril insured against in the policy of accident insurance...........
Motor Vehicles Act, 1988, Section 147, 149 -- Accident - Liability of insurer to third party - Merely because deceased was an employee sitting in the car, it cannot be said that he was not a third party - Claimants of deceased fully covered by clause in insurance policy - Contention of company that claim is excepted by virtue of provisions of S.147(1) of the Act, thus,..........
Insurance Claim -- Delay, if any, in providing intimation to Insurance Company about accident and death of insured would not in any way take away rights of claimant after repudiating claim and as per alleged condition of Policy...........
Motor Vehicles Act, 1988, Section 166 -- Temporary registration - Accident after expiry of one months period of temporary registration - Insurance claim - Nothing brought on record that owner either applied for permanent registration or made any application for extension of temporary registration on ground of some special reasons - Using a vehicle on public road without..........
Motor Vehicles Act, 1988, Section 147(Before - - Claimant not in any manner engaged on the vehicle that met with an accident - Claimant was employed as a driver in another vehicle of the company - No insurance cover for the spare driver in the policy - Held, claimant did not cease to be a gratuitous passenger though he claimed that he was a spare driver - Claim not..........
Motor Vehicles Act, 1988, Section 149 -- Accident - Breach of insurance policy - Liability of insurance company - Seating capacity of vehicle is for two persons whereas three persons were sitting on the front seat and one person was sitting on the back side of offending vehicle - This is in violation of contract/insurance policy - Held, persons were traveling in vehicle in..........
