Medi Claim Policy -- Insurance claim - Repudiation - Pre-existing disease - Suppression of material facts - The patient being a lady, will have menstruation problems, that too at the age of 40, which cannot be faulted, since it is a physical phenomenon, occurring natural to any women - Findings by the District Forum that non-disclosure of this problem, while submitting the..........
Consumer Protection Act, 1986, Section 2(1)(g), 21(b) -- Insurance claim - Repudiation - Suppression of material facts - Non-disclosure of taking of drugs for the last 5-6 years by the life assured held to be a material fact - The same deliberately suppressed in the proposal form - State Commission held fully justified in passing the order under challenge allowing the..........
Consumer Protection Act, 1986, Section 2(1)(g) -- Insurance claim - Repudiation - Suppression of material facts - For the policy of March, 1997 in the relevant proposal form the deceased and/ or his father, the details of the four policies taken in March, 1994 and March, 1995, which were very much within the period of past 3 years were specifically omitted in reply to item..........
Consumer Protection Act, 1986, Section 2(1)(g), Insurance Act, 1938, Section 45 -- Insurance claim - Insurance policy - Lapsed policy - Revival of policy - Suppression of material facts - Revival of the policy is a fresh contract of policy between the parties for which a fresh agreement is executed - Life assured suffering from CVA since 1999 when he met with an accident -..........
Insurance claim -- Revival of policy - Suppression of material facts - Repudiation - Policy obtained by the life assured had completed three years with full payment of the premiums from the very beginning of the policy - Therefore, in view of Condition No. 4 of the policy, the complainant is entitled to the paid up value - Complainant only entitled to be paid the paid up..........
Insurance claim -- Repudiation - Suppression of material facts - Established by evidence that the life assured was suffering from cancer at the time of obtaining the Insurance Policy and he made false statement in his proposal form - OP's cannot be made liable to pay any compensation to the complainant - Impugned order of District Forum allowing the complaint liable to be..........
Insurance claim -- Repudiation - Suppression of material facts - Death allegedly caused by snake bite not established - The declaration regarding health was given by the deceased on 25.03.2003 but the policy in question was issued on 30.04.2003 and the deceased had died on 17.04.2003 - Thus when the deceased had died on 17.04.2003 the policy in question was not in force..........
Insurance claim -- Repudiation - Suppression of material facts - Death allegedly caused by snake bite not established - The declaration regarding health was given by the deceased on 25.03.2003 but the policy in question was issued on 30.04.2003 and the deceased had died on 17.04.2003 - Thus when the deceased had died on 17.04.2003 the policy in question was not in force..........
Clean hands -- Suppression of material facts - Grant of equitable relief or otherwise - A person who conceals/suppresses any material fact within his knowledge or which he could have known by exercising diligence expected of a person of ordinary prudence, which has bearing on the adjudication of the issue raised in the case, is not entitled to any relief, interim or final...........
Consumer Protection Act, 1986, Section 2(1)(g), 14(1)(d), Contract Act, 1872, Section 182, 183, 184, 185, 186, 187, 188, 189, 190, 191, 192, 193, 194, 195, 196, 197, 198, 199, 200, 201, 202, 203, 204, 205, 206, 207, 208, 209, 210, 211, 212, 213, 214, 215, 216, 217, 218, 219, 220, 221, 222, 223, 224, 225, 226, 227, 228, 229, 230, 231, 232, -- Insurance claim - Repudiation..........
