Banking service -- Cheque dishonor - Compensation - Remote damages - Premium for insurance of car paid by cheque for a sum of Rs. 1278 - Cheque dishonoured despite sufficient amount available in account of respondent - Car stolen and claim repudiated - District Forum allowing compensation of Rs. 10,000/ - which was enhanced to Rs. 45,000/ - i.e. 50% of the insured value of..........
Consumer Protection Act, 1986, Section 2(1)(g) , 14(1)(d) -- Insurance claim - Repudiation - Driving licence - Not valid - Driver having driving licence for LMV(Private) while the vehicle driven by him was LTV, Light Goods Vehicle - There is a violation of the terms and conditions of the policy to some extent but for that the claim should have not been repudiated in toto..........
Consumer Protection Act, 1986, Section 2(1)(g), Insurance Act, 1938, Section 45 -- Insurance policy - Misrepresentation of fact - Repudiation - Deceased - insured had earlier three policies for more than 7 lacs - While taking another policy in March, 2002 in the proposal form in answer to question No. 9 which deals with all life insurance policies held by proposer he..........
Consumer Protection Act, 1986, Section 2(1)(r), Insurance Act, 1938, Section 45 -- Unfair trade practice - Life Insurance Policy (Triple Accident Benefit Policy) - Insurance claim - Repudiation - Suppression of material fact - Pre - existing disease - Coronary Artery disease - Life assured examined by the doctors on the panel of the respondents/OPs - After full..........
Consumer Protection Act, 1986, Section 2(1)(g), Insurance Act, 1938, Section 64VB -- Insurance claim - Asha Deep Policy - Repudiation of claim - Date back policy - Proposal submitted on 29.10.1993 making request to date back the policy from 28.9.1993 - Premium paid on 19.11.1993 - Respondent underwent heart surgery on 10.10.1994 - Claim repudiated on the ground that in..........
Insurance claim -- Burglary and House Breaking Policy/Fire policy with all India Coverage - Repudiation - Terms of policy including the schedule and list appended are to be construed strictly - Operative clause of the policy, schedule and the list attached, unambiguously go to show that the machines lying at the locations shown in the list alone were insured - Rourkela did..........
Consumer Protection Act, 1986, Section 2(1)(g) , 14(1)(d), Insurance Act, 1938, Section 64UM1(A) , 2 , 3 , 4 -- Insurance claim - Surveyor's report - Expert report - Repudiation of claim - Surveyor's report assessed the loss at Rs. 2,50,923 - Claim repudiated on the basis of Expert report - In view of Section 64UM 1(A), 2, 3 and 4 the petitioner company had no competence..........
Insurance claim -- Repudiation - Loss by Fire which was accidental due to electric short circuit - FSL report that out of 90 sale and purchase bill, 87 were found written by one and the same person while the remaining also by the one and same person - Had all the documents and account books submitted by the complainant being genuine, it may not have taken time of about 6..........
Insurance claim -- Repudiation - Mediclaim Insurance Policy - Suppression of material fact - That insured suffered from diabetes and Coronary Artery Disease - The insurance company repudiated the claim for non disclosure of these diseases - It has come on record that the deceased died due to cirrhosis of liver which has not connection with Coronary Artery Disease -..........
Insurance Act, 1938, Section 64 -- Insurance claim - Respondent, a jeweller, took insurance policy for Rs.1.15 crores - During currency of policy, respondent lodged claim with appellant Insurance co. for loss of gold ornaments - Claim repudiated by appellant, Insurance Co., on ground that loss of gold was occasioned when it was in custody of an apprentice, who was not an..........
