Consumer Protection Act, 1986, Section 2(1)(d) -- Consumer - Electricity connection - For running stone crusher - Commercial activity - Disconnection of supply for non - payment of electricity bill - Complaint before District Forum - Plea of the petitioner that he had taken the electricity connection for running the stone crusher for the purpose of earning his livelihood..........
Consumer Protection Act, 1986, Section 2(1)(g), Insurance Act, 1938, Section 114A -- Insurance Regulatory and Development Authority, 1999, Sections 14 and 26 - Insurance Regulatory and Development Authority (Protection of Policy Holders' Interest) Regulations, 2002, Regulation 3 - Insurance claim - Repudiation - Exclusion clause - Plea that in view of clause 85 of the..........
Consumer Protection Act, 1986, Section 2(1)(g), 14(1)(d) -- Jeevan Suraksha Life Insurance Policy - Double accident benefit - Insurance claim - Repudiation - Exclusion clause - Claim repudiated on the ground that the death of life assured had occurred when he was engaged in hazarduous occupation - No evidence led by the appellants to the effect that the deceased - life..........
Consumer Protection Act, 1986, Section 14 -- Motor cycle - Manufacturing date - Dispute as to - The date of sale is shown to be 12.1.2009 and in column '8' against the 'month and year of manufacture' it is written 'September, 2008' - The sale letter duly signed by the complainant who appears to be well educated - Not a case that the vehicle was used one and it was..........
Consumer Protection Act, 1986, Section 2(1)(g), 2(1)(r) -- Life Super Surakhya for House Loan Borrowers of S.B.I. - Insurance Regulatory and Development Authority (Protection of Policy Holder's Interests) Regulations, 2002, Regulations 4(6) - Housing loan - Protection against the risk of death - Repudiation - Deficiency in service - Unfair trade practice - OPs No. 1..........
Insurance claim -- HDFC Critical Care Plan - After paying premium of Rs.3,400/ - mother of the appellant did not appear for medical examination as required despite the communication having been sent to her - She was admitted to hospital as a case of pneumonia and died - As per Critical Care Plan opted by the mother of the complainant the plan had waiting period of 180 days..........
Consumer Protection Act, 1986, Section 2(1)(g), 14(1)(d) -- Housing - Flat - Common areas and facilities - Car parking - OP has not disclosed either in the sale deed or in supplementary agreement entered into by him, the definition of common areas and facilities and to exactly what the complainant is entitled to - Since the Car parking is included in the common areas the..........
Consumer Protection Act, 1986, Section 2(1)(g), 3, 14(1)(d), Banking service -- Bank locker - Burglary - Criminal case - Deficiency in service - Complaint maintainability - Held that the Consumer Forum has jurisdiction, even if a criminal case is pending before the criminal Court, as reliefs sought are different in nature and the relief which could be granted by the..........
Banking service -- Credit card - Deficiency in service - Compensation - Enhancement of compensation - Figuring of name of appellant - complainant wrongly in defaulter list on account of nonpayment of amount of respondent bank against his credit card - Respondent bank accepting the order passed by District Forum below clearly admit deficiency on their part qua having shown..........
Insurance claim -- Overseas Travel Care Policy - Repudiation - Exclusion clause - There is no evidence to prove that the policy containing terms and conditions which could show that the diabetes and hypertension were included in the exclusion clause absolving OPs from its liability was ever supplied - The complainant cannot be denied claim on the basis of exclusion clause..........
